Vendigo

IFC – APR 0%, Term 12, 24, 36, 48, Deferred 0

IBC – APR 9.9%, Term 12, 24, 36, 48, 60, 84, 120 Deferred 0

• IFC is interest free finance, so the PR is always 0%.
• IBC is interest bearing finance, so the APR is always non-zero.
• BNPL is buy now, pay later meaning that you start to repay the loan after a certain deferred period.